Here’s another surprise. If you figure your expenses on a monthly basis, it’s easy to forget that certain expenses occur each week. Some months have four Fridays (or Mondays, Tuesdays, and so on), for example, while others have five. If you make some sort of payment every week—child care, a cleaning woman, a mortgage payment withdrawn automatically every two weeks—the extra weekly payments will take place in four months of the year. These are exactly the sort of expenses that stay “hidden” and make you wonder why your figures aren’t adding up right.
Plus the smallest expenses add up fast—the ones too small, you might think, to be worth figuring into your budget at all.
For instance, do you go to the movies once a week? When you do, do you buy the tickets for yourself and your partner, have popcorn and sodas, go for a simple dinner afterward, as simple as pizza or a burger and fries? That’s not so much, is it?
May
18
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May 18, 2009
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